Providing straightforward funding for your real estate investments

Fix & Flip

For the investor who wants to purchase and renovate an investment property in order to sell it we provide funding by way of soft hard money loans.

Up to 90% of Purchase Price

Up to 100% of  Rehab Costs

Rates from 8.50%
Loan to ARV: Up to 75%
Term Length: 13 months

up to 100% Financing may also available. (additional  requirements apply)

For the investor who owns an investment property or fully platted lot free-and-clear and is in need of capital for construction.

Loan to ARV:  Up to 70%
Term Length: 13 months

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Rental 30 Program

Term Length: 30 Year, 

Fully Amortized loans
Interest Rate (ARM): 6% – 8.275%
Property Types: SFR 1-4/PUDs/Condos
Single Property & Portfolios
Minimum Loan Amount: $50,000
Maximum Loan Amount: $1,000,000
Maximum LTV: 75%
Minimum Credit Score: 660
Debt-to-Income for Borrower: None

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Portfolio Rental

Term Length: 30 Year, Fully Amortized
Interest Rate (ARM): 5.75% – 8.025%
Interest Rate (30-Year, Fully Amortized): 6.5% – 8.4%
Term Options: 5/1 ARM, 10/1 ARM, and 30-Year Fully-Amortized
Property Types: SFR 1-4/PUDs/Condos
Non-Recourse?: Yes
Minimum Loan Amount: $500,000 & 5 Properties
Minimum Property Value: $60,000
No Maximum Loan Amount
Maximum LTV: 80%
Minimum Credit Score: 660
Debt-to-Income for Borrower: None

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Loan Purpose: Acquisition, Refinance, Cash-Out Refinance
Term: 2 years
Interest Only: Yes
Interest Rate: As low as 7.50%
Interest Rate on Undrawn Rehab Funds: N/A
Prepayment Penalty: None
Rehab Funds: None
Loan Limits: $250,000 – $10MM
Loan-to-Cost: N/A
Loan-to-Value: 75%
Cash-Out Refi: Available (60% LTV Cap)
Non-Recourse Available: Yes
Foreign National Borrower: Yes

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